| FAQ:
What is a "Reduced Fee"
or "Discount" Dental Plan?
Discount dental plans are designed for individuals and
families looking to save money on dental care services.
All general dentists participating in a discount dental
plan have agreed to accept a discounted fee as payment
in full for each service performed.
Once enrolled in any discount plan,
you may visit any participating dentist and receive
treatment at a reduced fee. When visiting a general
dentist, this reduced fee is up to 60% off dentists'
regular fees. Simply show your membership card when
visiting any participating plan dentist to receive dental
services at discounted rates. No claim forms. No background
checks. No hassles.
Are the reduced fee dental
plans offered by DentalPlans.com considered insurance?
Reduced fee plans are not insurance. Most "dental
insurance" is designed for groups and businesses.
Discount dental plans are an innovative alternative
to dental insurance, designed for the needs of individuals
and families.
How are reduced fee or discount
plans different from traditional insurance?
A reduced fee plan is different in several ways from
traditional insurance. Reduced fee plans remove much
of the hassle and waiting that goes into enrolling in
traditional insurance. Unlike traditional insurance,
we do not check for preexisting conditions. Also there
is no regular monthly payment to worry about, and there
are no complicated forms to fill out and send back and
forth to any insurance company. There are no deductibles
to worry about and enrollment is available to anyone
at any age, regardless of your current health. Most
importantly there is no annual maximum benefit. You
can use the plan as much and as often as needed.
How are reduced fee plans similar
to traditional insurance?
Simply put - Quality. The network of participating doctors,
dentists, optometrists, and pharmacists that participate
in the plans DentalPlans.com offers are all of the same
quality you would find in any of the most popular insurance
plans today.
Can I use it along with my
current insurance plan?
Yes, but it is best to check with the participating
dentist office directly to maximize and coordinate all
your dental benefits.
What do I pay?
Your TOTAL out of pocket expenses include your dental
plan membership fee, plus the discounted fees you will
be charged for dental services. That's it!
When do I become an active
member. Is there a waiting period?
Your membership is activated within days after your
payment is received and processed. On the plan detail
pages, you will find an "Activation Date"
- this is the first day that you may begin using your
benefits. Unlike dental insurance, there is no 30-day
or 90-day waiting period or background checks.
What dentists are available
in my area?
Use our powerful searches to find out if dentists are
in your area. DentalPlans.com offers the largest combined
network of dentists anywhere, with a network presence
in all 50 states.
What is a participating provider?
A participating provider is a dentist who has agreed
to participate and provide dental services to plan members
at a lower, preferred schedule of fees. The DentalPlans.com
network is comprised of established private practitioners.
Am I stuck using a specific
dentist or participating provider with this plan?
No. With the discount dental plans we offer you are
not obligated to use a specific participating provider.
You are free to use any dentist listed in the network
regardless of the zip code, town, city or state.
What steps are taken to ensure
that the participating dentists are quality providers?
All of our participating providers are subject to a
selective screening process to ensure that all are qualified
practitioners and his or her qualifications meet our
standards. The following steps are taken by our network
providers to ensure that you receive top-notch care.
• An initial application to collect general office
and provider data
• A requirement that each dentist complies with
OSHA and CDC standards
• A requirement that up to date current malpractice
insurance and state license is kept on file for each
provider
How do I contact you? What
is your toll free number?
Our toll free customer service number is 888-632-5353.
Click here for other contact information.
Where and when do I receive
my fulfillment package?
Instantly online in the DentalPlans.com members area.
Your complete benefit package will be provided to you
right on your home or office PC. You can print your
membership cards and complete fulfillment materials
anywhere! If you do not have access to a printer, we
will be happy to print the package and mail it to you.
Please call our toll free number, 888-632-5353 for assistance.
What benefits/savings are offered
for orthodontic work?
In general, MOST of the orthodontic procedures, services
and treatment, when performed by an orthodontic specialist
are offered at a 20% discount off the usual and customary
dental specialist’s fee. (NOTE: this specialist
discount may be 15 or 25% on certain plans)
What benefits/savings are offered
for cosmetic dentistry?
In general, MOST of the cosmetic dental procedures,
services and treatments, when performed, are offered
at a 25% discount off the dentist's usual and customary
dental fee.
Do you have plans available
in Canada and elsewhere outside the US?
No. Unfortunately the current dental plans we offer
are not available outside the United States yet. We
are working diligently to expand our network. Please
feel free to periodically check the website for updates.
Can I make monthly payments
on my enrollment fee?
No. The enrollment fee is an annual fee which must be
paid in full at once to become an active member. DentalPlans.com
hopes to bring the consumer a quality product at the
lowest cost possible. Accepting payments on a monthly
basis increases the cost of processing thus making the
plans more expensive.
|